About Citibank
Along with its origination in 1902 in Calcutta, the banking popular has a lengthy history in Asia since its beginning.
Today Citibank is reasonably limited personal sector bank in India. Presently, it’s the largest economic services international investor that is direct Asia.
Being a pioneer banking major, Citi provides an array of financial loans and solutions in customer banking, retail financing, business and investment banking, securities brokerage, and wide range management. Citi Asia acts a range that is extensive of around the world.
Rate of interest
Loan tenure
Loan turn around period
Processing Costs
3 % of loan sanctioned + Taxes
Who is able to use?
Dishonour Charges
500 per example
Cheapest EMI
Why Choose Citibank Personal Bank Loan?
Choose Citibank Personal Loan if you’d like faster and convenient loan at an appealing interest. Expanding complete simplicity to the clients, Citi Asia provides customers-friendly signature loans starting at 10.99 percent per year.
Once you submit an application for Citibank unsecured loan, you love the next advantages:
- Simple and hassle-free loan application that is online
- Unsecured loan up to 3000000
- Find out about eligibility in 4 hours
- No papers needed for eligibility evaluation
- Disbursement to your money in 2 days that are working 48 hours
- Fixed interest
- Part pre-payment permitted
- Center to combine charge card stability and outstanding personal bank loan quantity
Features and Advantages Of Citibank Personal Bank Loan
You will find numerous advantages of deciding on Citibank unsecured loan. Aside from providing rate that is attractive fixed interest foundation, Citibank stretches other facilities to your borrowers; such as for example Personal Loan Top Up, prepayment, part-payment, and consolidation choice.
Let me reveal a listing of advantages you love using the approval of Citibank unsecured loan:
All-purpose Loan
Citibank does not impose any restriction on use of personal bank loan quantity. The funds can be used by you for a myriad of reasons such as for example education, wedding, travel, wellness, do it yourself, company expansion and many other things. But, the funds shouldn’t be useful for illegal, or activities that are speculative purchase of gold.
Loan quantity as much as 30 Lakhs
Citibank provides substantial personal bank loan up to 3000000 at fixed month-to-month instalment. It is possible to submit an application for at the least 25000 loan quantity. With this kind of range that is wide you receive significant freedom to try to get personal bank loan.
Disbursement in 48 hours
Expanding consumer simplicity, Citibank guarantees quick disbursal of Personal Loan funds. After distribution for the needed documents, you may expect the funds in your money within 48 hours or 2 days that are working.
Versatile payment tenure
A debtor gets a complete great deal of freedom in selecting the mortgage payment tenure, which range from 12 to 60 months. You are able to choose the EMIs relating to your financial allowance.
Fixed interest
By offering fixed interest for personal bank loan, Citi Bank assures ease of payment to your borrowers. You’ll better prepare the month-to-month payouts as instalments will stay the exact same through the loan tenure.
Top Up center
Being fully a Citi Bank unsecured loan consumer, you receive use of the facility that is top-Up. You can easily make an application for additional credit without raising another loan. The part that is best is: it is possible to repay when you want and keep carefully the interest burden low on additional financial obligation. Neither do you want to utilize for an innovative new loan nor to be concerned about extra EMIs, like in the way it is of a brand new loan account.
Minimal paperwork
It is a cakewalk to apply for a Personal Loan if you are already a Citibank Customer. For Citibank Suvidha clients, obtaining Loan is equal to logging directly into an Online banking account. The paperwork is hassle-free and minimal.
Complete and part-prepayment permitted
Citibank provides freedom to prepay unsecured loan depending on your convenience. You can close your account in full or partially after the first 12 months of the loan initiation if you apply for Personal Loan. Pre-payments although enforce some nominal costs.
Stability consolidation facility
With Citibank, you obtain a plus to move your credit card outstanding and unsecured loan stability as a consolidated personal bank payday online loans loan at a stylish interest rate.
Simple Repayment without any Late Charge
Ensuring client satisfaction to your fullest Citibank accepts diverse modes of repayment in accordance with clients’ choices. You should use NACH, SI or cheques that are prepaid. There are not any belated repayment fees for Citi unsecured loans.
Citibank Unsecured Loan: Rates Of Interest, Processing Fees & Fees
Citibank Asia is just a pioneer in retail financing. They rely on expanding credit help to deserving customers without any hassles. A qualified client can avail low-interest Citibank unsecured loan at a set rate of interest beginning at 10.99per cent p.a.
The price of great interest differs in line with the consumer profile and facets like current earnings, previous debts, credit rating, and credit rating. The interest is determined for a reducing interest foundation.